VISA Credit Card

NIC ASIA VISA Credit Card is one of the privileged credit facilities offered to you as an esteemed customer. A credit card in Nepal is used to purchase goods and services through POS (Point of Sales) terminals as an alternative mode of cash payment. The visa card is accepted at all POS and ATM terminals bearing the VISA logo within Nepal and India.

NIC Asia bank’s credit card is safe, offers lifestyle & travel benefits, and provides rewards & offers.

Key Features:

  Credit Card Limit up to 2.5 times of Gross Monthly Income, not exceeding NPR 500,000/-

  Get desired goods/services in a 0% Interest Installment Plan from specified outlets.

  The revolving credit limit with a competitive interest rate.

  Up to 10% cash advance facility in Nepal and India.

  Special discounts on shopping in specified outlets.

  Easy pay within 15-45 Days.

  Supplementary card facility to an undivided family member.

  5 years of card validity.

  Online Shopping (E-Commerce) facility in Nepal and India.

  Easy Repayment through IPS/ Internet Banking/ eSewa.

  Free SMS/ E-mail Alert.

  Flexible repayment options 10%, or 100% of the outstanding amount.